Annette was born in Minnesota and raised in Rochester, Minnesota. She graduated with a class of  580 people in 1980 and went in the Service after graduation. Annette met Tom when she was 18 and was married a year later (1982)and had Tera in 1984, Shannon in 1986, moved to New Hampshire in 1987 and lived there for 5 years. Annette started selling Real Estate in 1989. She ended her stay in the service when they moved to West Virginia in 1992 and sold real estate there for 2 years. That was a real change for her because she spoke & moved much faster than they do. No kidding) 

The Osbornes moved to Bainbridge in 1993 and Annette worked at Keith Clark for 3 years and decided to open her own shop (Gadgets) for 3 years and missed her passion for the real estate business and went back into that and is happy she did. They still live in the same house, Tera is now in College, Shannon is a Senior in High School, Tom keeps busy with the various boards he is on. A quote from Annette sums up her feeling for her adopted home "Its funny to look back and reflect at where we have been and what we have done and wonder why Bainbridge New York? When Tom retired from the service he told me I could live any where in the world, and I chose Bainbridge. Living here these past 10 years I know why. I really am glad we have decided to make this our home."

Annette's hard work and enthusiasm for Rotary is shown by the fact she is a Past President, and has served as a director, the newsletter editor, and now the club secretary, and is the first to a fundraiser and usually the last to leave and normally sells the most raffle tickets. It is fitting that she earned the March Rotarian of the Month and the Paul Harris Fellow. Congratulations Annette